INSURANCE IS WHAT WE ARE ALL ABOUT!
Signature Employee Benefits - located in Duluth, MN, is a firm offering quality insurance products and state-of-the-art management tools for the sophisticated group health buyer. Our expertise is based on well-trained staff that can tailor a comprehensive insurance program to fit your needs. Whether the standard managed care plans or the new Consumer Directed HSA's or HRA's, we will find a solution.
As an independent insurance agency, our duty is to our clients, bringing quality plans and the necessary tools to manage your employee benefits. As your insurance advisor, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price.
Whether you are in the market to just shop out your plan or just have a question about billing or need to report a claim, our customer service is second to none and will handle your request professionally and quickly. Our web site is also available 24/7 to accommodate your busy schedule.
No matter what your insurance need or question we invite you to experience an exceptional level of customer service.
ALLAN WINTERS - PROFILE
Allan Winters started Signature Employee Benefits at the beginning of 2007 with one primary goal in mind, to provide his clients with the state-of-the-art- technology that fortune 500 type clients enjoy. Allan has created that platform for his middle market clients and provides it through partnerships developed throughout the country.
Allan was with RJF Agencies, Inc. for 5 years coming in January of 2002 from the Holden Agency. He has over 30 years of experience in the regional insurance industry, both on the insurance carrier side and on the agency side. Al was with Medica in the mid to late-1980s, where he managed the northern territory and established the first Medica office in Duluth.
In 1990 Al developed a Preferred Provider Organization (PPO) for the Superior medical providers and created a plan in partnership with Wisconsin Physician’s Service (WPS). Once the provider contracting and plan creation was complete, Al transitioned to WPS as the manager of the northern territory and opened an office in Duluth. During his first two years, Al placed 25,000 members into their plans throughout the region. Al added groups such as St. Lukes Hospital; City of Duluth; St. Scholastica College; City of Superior; Superior School District; Maple School District; Ashland School District; Hayward School District; Fleming Foods and many others. Al worked seven years for WPS and their subsidiary EPIC Life.
In July of 2005, Al was named to a Task Force by the Duluth City Council to address the retiree health insurance crisis looming at the city. The City of Duluth has gained national attention with their problem of $300,000,000 of unfunded retiree legacy health insurance costs.
Al moved back into the agent community ten years ago and has quickly become a significant marketing force in the region. During 2006 Al wrote or consulted for colleges, school districts, healthcare organizations and private industry. His abundance of experience has given Al an intimate understanding of the political landscape – both on the employer side and labor side. His knowledge, combined with his rapport with the key business and labor leaders, has won him the respect of groups on both sides of the table.
